Running a fleet is expensive. Your insurance doesn’t have to be.
Insurance premiums are driven by one core factor: risk. By strengthening how you manage vehicle maintenance, driver behaviour, incident reporting and compliance scores, you can significantly reduce that risk and, in turn, your insurance costs.
Our support gives you the systems, insights & compliance management that insurance companies look for when assessing operator risk.
Here’s how we help you reduce your insurance costs.
Enhanced Incident Tracking
Robust management of incidents is one of the biggest indicators of operational control.
We help you to:
- Maintain accurate records of incidents
- Analyse incident trends, contributing factors and root causes
- Identify recurring issues
- Maintain a clear audit trail for insurers
This transparency demonstrates responsible incident management and can lead to more favourable outcomes at insurance renewal assessments.
Fast Reporting Times
The timeliness of incident reports is a key insurer KPI. Insurers consistently link quick reporting to lower claim costs.
Our tools help you:
- Reduce delays in incident reporting
- Monitor incident reporting KPIs
- Capture full details quickly and consistently
- Automate reminders to ensure timely follow up
- Present insurers with clean, timely evidence
Fast reporting = lower claim costs = lower insurance premiums
Spot Trends Early & Prevent Claims Before They Happen
Low-level incidents and near misses often indicate issues before major incidents occur. Our support can help you spot patterns early, by monitoring:
- Driver behaviour trends
- Vehicle-related patterns
- Route or site-specific risks
- Root-cause analysis of incidents
By identifying issues early and intervening through training, process change or operational adjustments, you can prevent future incidents and avoid escalating costs.
Driving Assessments to Improve Safety & Reduce Risk
Driver behaviour has a direct impact on road risk, incident frequency and insurance cost. We support you with tools and assessments needed to lift driver performance by:
- Carrying our driving assessments
- Reviewing risk assessments and risk mitigation
- Behaviour monitoring
- Coaching and performance feedback
- Policy frameworks that encourage safer driving
Our driving assessments can:
- Identify poor driving habits
- Guide drivers on improving their driving style to make them safer, more efficient drivers
- Reduce harsh braking and speeding
- Improve fuel efficiency
- Identify areas where further support may be required, for example if a driver medical assessment is recommended.
Strong Policies That Build Insurer Confidence
Insurers want to see evidence of solid procedures that effectively manage, and mitigate, operational risk. We help you implement and maintain policies and procedures that demonstrate robust safety and compliance management, including:
- Driver handbooks
- Medical Monitoring policies
- Eyesight checks
- Driving licence checks
- Risk assessments
- Regular driver training and professional development
These policies provide insurers with assurance that you manage driver risk proactively and professionally, and that you ensure your drivers have the necessary knowledge, tools and resources to carry out their duties safely.
Vehicle Roadworthiness & Maintenance
Vehicle condition is a significant factor in insurance risk. Poor vehicle condition can lead to breakdowns, incidents, enforcement penalties and poor compliance scores. We can support you with systems that:
- Track maintenance schedule compliance
- Monitor vehicle defect trends
- Ensure timely repairs
- Maintain accurate records for full auditability
- Improve overall fleet reliability
- Reduce risk of roadside prohibitions
- Improve your OCRS score
- Boost MOT pass rates
A well-maintained fleet is a safer fleet.
Ready to reduce your insurance costs?
Get in touch to learn more about how we can support you in demonstrating to your insurer that you are a proactive, low risk, highly compliant operator.